Services

Planning

Waterstone LSP works directly with the management team of our lenders to identify goals and benefits of SBA lending to each financial institution.

Pre-Qualification

Waterstone LSP has a quick-qualification platform that assists lenders to efficiently identify viable lending opportunities.

Approval

Waterstone also has a developed underwriting template in a format ready for SBA
submission.

Packaging

Our team dedicates its resources to this major segment of the SBA process. Working directly with the small business applicant, our lending partners remain in oversight and review instead of getting bogged down in the function of gathering and organizing documents. Our result, a complete package that yields faster turn times for SBA Authorization.

Closing & Disbursements

Working with closing attorneys, insurance providers, title companies and loan operations is our specialty.

Servicing & Liquidations

Monthly 1502 reports, remittances, payment postings, accounting, and servicing actions are handled timely and professionally.

Helping small businesses like yours.

Waterstone understands that in lending and small business, it is the people who are part of those organizations that make the difference in small business lending. We have a team of professionals experienced in lending, banking, loan operations and accounting who are dedicated to great service and communication.

Benefits

SBA Experience

Our focus is SBA lending for your institution. With over 100 years’ experience in SBA lending.

No Fixed Costs

Community Banks and local lending institutions face higher compliance costs each year.

Profitability

Our services are paid upon completion. No retainers, no upfront fees, and no need to add staff.

Reduced Exposure

The SBA guaranty is full faith in credit. The guaranteed portion does not count towards a lenders.

Our Company

Started in 2012, Waterstone LSP has built a comprehensive approach platform to SBA lending. Community Banks and Lenders provide quality service to the small business community. We work with small business owners on a personal relationship level, where people matter, and the customer is not just another number. Our service is built to compliment that approach. Working hand-in-hand with lenders and small business applicants, we work to produce a SBA loan product that is designed to put the customer in a position to succeed.

What our lenders say

Waterstone has become a true and dependable partner for our banks SBA lending program. Their strong knowledge and work ethic help support our image of being the ‘best’ in the eyes of our customers.

CEO, Alvin

As a very small community bank, we utilize the services at Waterstone for the entire SBA process, including origination, underwriting, processing, and servicing. This has enabled us to grow our commercial loan portfolio as well as increase our fee income.

President/CEO, Albion MI

Waterstone has been vital in our success as an SBA 7a lender. They have helped our bank serving the needs of our customers while allowing the bank to mitigate lending risks and increase bottom-line profitability!

VP of Commercial Lending Chillicothe, Ohio

Waterstone has been an integral part of our Bank’s SBA lending and in helping our customers achieve their dreams. Their knowledge, professionalism, and responsiveness are top-notch.

EVP, Orange

As a smaller community bank, the knowledge and experience of the team at Waterstone is paramount to our success in achieving quality growth of our SBA portfolio. We value our relationship with them and look forward to many more years of mutual successes!

SVP, Alvin TX

Our relationship with Waterstone has proven to be a tremendous asset to our community bank. Their knowledge and experience in SBA lending have been paramount to our success (in loan growth).

SVP, Pearland TX

We have been working with Waterstone for almost 8 years, and consider them
a valuable member of our team

SVP, Pasadena TX

We selected Waterstone as our SBA Lender Service Provider to expand our SBA loan offerings and have found them to be knowledgeable and very customer service oriented.